Caruso and Company, PA

Fee based advisory services are offered through Caruso and Company, P.A. Certified Public Accountants, an SEC Registered Investment Advisor. These services are available residents of Florida, and any other state where licensed and allowed by law. For a copy of our Form ADV II, please contact us at 954-571-2020. Investment advisory fees are described in the Form ADV II.

The Caruso and Company, P.A. web site is limited to the dissemination of general information pertaining to its tax and accounting services and investment advisory services, together with access to additional tax, accounting and investment related information, publications, and links. Accordingly, the publication of the Caruso and Company, P.A. web site on the Internet should not be construed by any consumer and or prospective client as a solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment or tax advice over the Internet. Any subsequent, direct communication by Caruso and Company, P.A. with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. We may share information obtained from you with third parties to verify your identity, in compliance with this federal law.

Caruso and Company, P.A. does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the Caruso and Company, P.A. web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

No investment strategy can guarantee profits or protection from losses as securities are subject to market volatility. The analysis, ratings, and or recommendations made by Caruso and Company, P.A. do not provide, imply, or otherwise constitute a guarantee of performance. No guarantee is offered by Caruso and Company, P.A. regarding the accuracy, market predictive powers, suitability or profitability (either expressed of implied) of any of the information provided.

Past actual or simulated performance is no guarantee of future results. Therefore it should not be assumed that future results will be profitable or will equal past performance, real, indicated or implied. Any market exposure always entails the possibility of substantial loss of equity.

Individual results will vary based upon risk tolerance, investment objectives, etc.

Caruso and Company, P.A. And or its principals may purchase or sell any of the securities recommended.

Securities or strategies reflected in the portfolio do not relate entirely to the services currently offered by the adviser.

Actual investment performance of any trading strategy may frequently be materially different than the pursued results.

Performance figures will be reduced by the deduction of investment advisory fees and ay other expenses. Reinvestment of dividends or other earnings will also affect the performance of the accounts.

Caruso and Company, P.A. Privacy Policy

We consider it our great privilege to serve your financial needs and we value the trust you have placed in us. As we serve your financial relationship, we are committed to safeguarding your customer information.

Here is our privacy pledge to you:

1. Your privacy is a top priority.

2. The accounts and services you use are provided in a secure environment.

3. We collect information in order to service and administer your customer relationship.

4. We will work together with you to protect the security of your customer information, and to keep your information accurate and current.

A note about this information:

The privacy policies described in this section apply to individuals who obtain a financial service for personal, family, or household purposes, or have done so in the past.

The following explains our policies and practices for collecting, disclosing, and safeguarding “nonpublic personal information,” which may include financial or other customer information. This notification replaces all previous statements of our consumer privacy policy, and may be amended at any time. We’ll keep you informed of changes as required by law.

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1. YOUR PRIVACY IS A TOP PRIORITY.

We are committed to your privacy. We take great care to protect the security of your customer information and to control how it may be used. We will provide annual notification of our privacy policies and procedures to keep our customers informed about this issue.

2. THE ACCOUNTS AND SERVICES YOU USE ARE PROVIDED IN A SECURE ENVIRONMENT.

We use sophisticated technology and security measures to protect your customer information. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard nonpublic personal information. You can be confident that our security measures are appropriate to safeguard your personal information.

We are careful to limit access to your nonpublic personal information. Our employees have limited access to customer information based on their responsibilities. This access enables them to assist you in completing transactions and resolving any customer service issues that may arise. All employees are instructed to follow the confidentiality guidelines provided in our Code of Ethics, which is strictly enforced.

In addition, nonaffiliated third parties may be given access to customer information under certain circumstances. For example, a third party who provides a specialized service on our behalf (financial statement or compliance audit) may access only the information necessary to perform that service. Or, in cases when you authorize us to provide your customer information to others, we limit access only to the specified information, and only for the purpose you have authorized.

3. WE COLLECT INFORMATION IN ORDER TO SERVICE AND ADMINISTER YOUR CUSTOMER RELATIONSHIP.

In the course of serving or administering your customer relationship, we collect a variety of nonpublic personal information, which is provided by you, as well as other sources, and may include:

¨ Information we receive from you, such as your name, address, social security number, assets, and income, as provided, for example, on an account opening form.

¨ Information about your transactions with us, our affiliates, and others, such as balances, parties to transactions, and account usage.

¨ Information we receive from affiliates and other third parties not affiliated with us, such as real estate appraisals.

The information we collect is based on the services we may provide to you. This information is not shared with nonaffiliated third parties unless specifically directed by you, under certain circumstances (referred to above) or required by law.

4. WE WILL WORK TOGETHER WITH YOU TO PROTECT THE SECURITY OF YOUR CUSTOMER INFORMATION, AND TO KEEP YOUR INFORMATION ACCURATE AND CURRENT.

As described above, we use a combination of safeguards such as employee training and accountability, strict privacy policies, rigorous security standards, and fraud detection to protect your nonpublic personal information.

You can help to maintain your privacy by taking such precautions as protecting your account and PIN numbers and not disclosing confidential information to unknown callers.

We strive to keep your customer and financial information accurate. If you believe that our records are incorrect or out of date, please notify us as soon as possible by contacting the service center listed on your account statement. We will make any necessary corrections quickly.

Privacy is a partnership. Because privacy matters, we pledge to work together with you to protect and control the security of your confidential financial information.